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Health & Life

Personal

Commercial

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Health & Life

Health

Chenal Insurance is your independent health insurance agency dedicated to providing you with affordable, quality health insurance products to meet your needs today and tomorrow, with competitively priced PPO’s, HMO’s MSA’s and Major Medicals designed to save you money. Our agents bring you the highest quality insurance carriers and products on the market today.

We provide health insurance to persons residing in the state of Arkansas for both long-term and short-term needs. We also provide US citizens, non US citizens and groups residing, traveling or visiting outside their country of citizenship with quality low cost international medical and travel insurance.

Our agents combine old fashion service with today's high technology to assist you in all aspects of:

1. Quoting the most cost effective product in Arkansas, 
2. We offer personal assistance in applying for your new coverage in an effort to make the issue of the applied for plan, as quick as possible. 
3. We keep you abreast of any additional underwriting requirements after the application has been submitted to the insurance carrier.
4. We service your account once the insurance has been put into effect.

Life

Information on life insurance, read all we offer:

The wedding was romantic. The honeymoon was idyllic. Now comes the "till death do you part" part.

Getting married is a step you're not taking lightly. It's a commitment that takes a lot of work from both husband and wife. Now every decision you make affects two people, not one. And family security takes on a new meaning.

This is an ideal time to begin thinking about your financial future. First, you want life insurance to protect your family if, heaven forbid, death should do you part or disability insurance if you are injured and you cannot work. With smart planning, you can also get help when your family needs include such currently unthinkable subjects as mortgage payments, children's college education, and retirement. TALK TO US and we'll send you the information you need without the pressure you don't need.

Chances are, you once made a list of all the things you want to do when you retire. You want to buy a motor home and look for America. To write a book, or at least a chapter. Or to travel to a faraway land where you can't drink the water.

Those days will be here sooner than you realize. Will you have the money to enjoy the lifestyle of your dreams? You can't count on the government, and these days, very few people can count on their employer. Your future is up to you.

Let us show you how to protect your family if something should happen to you. And how retirement can be so much better when you set aside an affordable amount each month in a life insurance or annuity plan. Just TALK TO US, and we'll get you some information pronto.

(If you're looking forward to seeing those faraway places, check out Travel.com* and start packing.)

Congratulations! All that hard work didn't go unnoticed. Now you have a bigger office, a bigger paycheck, and bigger expectations.

And, of course, bigger financial responsibilities. For example, your career move also may have included buying a new home, so now you have a larger mortgage to protect. And this is a good time to review your entire financial situation, from how you're planning to pay for the kids' college education to your future retirement.

Many people have found life insurance and annuities to be effective tools to meet their financial goals, while providing for their families in the event of their death. TALK TO US, and we'll send you some information right away.

The best thing about being a grandparent is that you can do all the things you couldn't do as a parent. You have time to play with the kids. Give them treats. Spoil them. And then when you're tired, send them back home. Now, that's living.

Best of all, you're now in a position to do things for them that their parents may not be able to afford. Like establishing a fund using life insurance that will help pay for their college education. Or starting their own life insurance program. The rates for children are very low, and you're giving a gift that will grow as they do.

If you'd like to have information about how you can use insurance and annuities to provide for your grandchildren's future, TALK TO US. Your love will leave a legacy that will stay with them for the rest of their life.

(Want ideas of things to do with the grandkids? Interested in helping them make the most of their education? Join with others who love being grandparents at the Seniors Web Site*.)

Yesterday, diapers. Tomorrow, diplomas. Soon, they'll be dressing funny, borrowing the keys, and saying "like" in, like, every sentence. They're looking forward to college with a mixture of fear and giddy excitement.

So are you, dear parent. But the fear comes mainly from the whopping bills good old State U. will be sending you. You can, however, do something to calm your anxiety and settle your nervous stomach.

Let us show you how to provide for your child's financial security in the event of your death or disability. And how setting aside an affordable amount each month in a life insurance or annuity plan can really add up. TALK TO US, and we'll get you some information about how you can finance your child's education without blowing your family budget.

(You may think of the College Board as just the administrator of the dreaded SAT exam. But its web site has interesting info on financial aid, as well as an excellent college search database. Check it out at College Board Online*.)

Tom and Ellen scrimped and saved. And sweated out an endless application process. Now they've finally bought their first home. They don't mind that it's a fixer-upper cream puff handyman's special.

Sound familiar? You have homeowner's insurance to protect the house. But what if you become disabled or die? Can your spouse afford to make those mortgage payments? Life Insurance can provide funds that your spouse could use to make those mortgage payments.

By the way, did you look at your mortgage amortization schedule? You'll probably find that you're paying 2-3 times the value of your house in interest alone. You can reduce the strain of what seems like never-ending payments by using life insurance cash values to pay off your mortgage early. TALK TO US to get more information.

Maybe you once delivered newspapers. Or waited tables to help pay for college. But now you have a real job. With a pay stub that includes HMO, FICA, and other alphabet soup entries.

You could spend all you get on your car and apartment. Or you could start planning for -- gasp! -- YOUR FUTURE. Because the younger you are when you start paying yourself first, the more zeros you'll have on your numbers when you reach the ripe old age of, say, 40.

A great place to start is with life insurance. It costs a lot less when you're young. And you can start building cash values to help when you'll be thinking about things like -- gasp again! – retirement. Furthermore, did you ever think about who would pay your monthly rent and all of those bills if you had an accident? Now is a great time to think about disability insurance. TALK TO US and we'll send you information about an inexpensive way to begin to purchase life insurance and accumulate cash for your future.

(If things are a little confusing in the business world, check out the All Business Network. * You'll find help on everything from how to enjoy business travel to a job bank when you're ready for your next position.)

Isn't it strange how there are real and identifiable rhythms in your life? A time when you want to marry. A time when you want a home. A time when you want to be a parent.

And a time when you want to be sure you've made your mark on the world. In the insurance business, we talk about "estate planning." First and foremost, you need life insurance to protect your family if something happens to you. We can show you how life insurance can help you preserve all that you've worked so hard for, and how annuities can help minimize the impact of taxes.

Shenandoah Life has been meeting needs like these for over 80 years. For information about how we can help you leave your mark, just TALK TO US and we'll be glad to send you more information.

You're an entrepreneur. Which, as you know, is French for "one who has more courage than brains." There are so many things to worry about. Payroll. Taxes. Cash flow.

Fortunately, you've got one or two key employees who really keep you going. But what would happen to your business if, heaven forbid, one of them should die unexpectedly? Find out more about key person insurance, providing you funds to get through a transition time.

By the way, have you and your partners made plans to protect each other and the business in case something happened to one of you? A buy-sell agreement funded by life insurance can help you keep the business you've worked so hard to build. For more information about these plans, TALK TO US and we'll be glad to send you more information.

(There's a world of help for your small business -- from financing to research information -- available at the Small Business Administration's* online page.)